About Us

Who is New South Mortgage?

New South Mortgage is a consumer direct mortgage lender offering conventional and government mortgages – including reverse mortgages – DIRECTLY to you, the consumer.

Utilizing a secure, state-of-the-art technology, we have created a network of appraisers and title companies across our footprint and in YOUR area that will make your mortgage experience easy. We even offer a concierge closing service that comes to you! We are currently servicing Florida, Alabama, Georgia, Tennessee, and Kentucky. So from Memphis to Miami, we’ve got you covered!

Old Names, New Company

Establishing Worthington Mortgage Group in 1997 and later, Worthington Federal Bank, the Worthington team has been instrumental in providing more than $3 Billion in mortgages across the Southeastern U.S.

New South Mortgage was established to focus on what we love and know the best: mortgage lending.

Our New South staff has been together for many years, and we consider them to be the “best of the best!”

Our clients include country music stars, producers, on- air radio personalities, professional athletes, school teachers, firefighters, and NASA engineers!

So come join our family of clients, where you will be treated with old-fashioned respect and courtesy. Thank you for your business!

New South Mortgage Team member


“I have been listening to Will Worthington on the radio for many years. When I bought my first home in 1999, I called and had a great experience…easy. I sold that house in 2007 before the crash and bought a bigger house. I again called the Worthington Team and they handled my transaction…the process was so easy by phone and online. It definitely took the stress out of moving and worrying about the financing.”

“I got one of those sub-prime mortgages back in 2006…I didn’t know any better. The New South Mortgage team help me get out of it and refinance with the HARP program. I dropped down to a 15 yr fixed rate. Now my house is almost PAID FOR!!! THANKS NEW SOUTH Staff!”

“When I got divorced I needed to put the house mortgage in my name only and New South helped me get some cash out to pay off the ex-spouse and remove him from the loan. I even bettered my rate by 1% when I refinanced so my payment actually stayed the same….”

“We recently relocated to Huntsville, AL . We had to close on the Huntsville house before I could sell my Brentwood home and New South helped us handle the transaction seamlessly…..my Realtor told me she had never seen a closing package ready 4 days in advance!”

HECM Reverse Mortgage Customers
“My uncle called New South Mortgage and spoke to Will Worthington himself about a reverse mortgage. Will and his staff took the time to walk my Uncle through the process and get him the extra cash he needed to retire from the school system when he turned 62. They were all so polite and patient. What a blessing.”

“I live on Lookout Mountain near Mentone and there are no mortgage lenders anywhere around. We had paid off our house and property and had heard about the HECM Reverse Mortgage on television but I wanted somebody local and face to face to answer my questions. We wanted to set up an equity line to get some extra cash for a new barn. I heard Will Worthington on US 101 radio in Chattanooga talking about it. When we called, they sent someone out to our farm. They answered our questions and even helped us with a financial plan in case one of us died. We had to drive to Chattanooga to close but that was no big deal.”

“I thought when we did a Reverse Mortgage the government got our house. New South explained how that is not the case and that we kept the title to our house, and it went to our heirs when we passed away. I was shocked. When they explained the new line of credit feature to the program, we signed up for the counseling and got the ball rolling immediately. I called my aunt and told her about it and she is getting one, too.”

“My husband and I had been thinking about a reverse mortgage for 2 years and saw all the ads on TV. I had been trying to get one for 7 months through an online broker but he wasn’t getting anywhere. I called my daughter in Huntsville and she referred me to Will Worthington’s team at New South Mortgage. That was on Aug 8, 2015. We transferred my loan from the broker to New South Mortgage and they closed my reverse mortgage on Aug. 28th! It saved us over $1500 per month.”


4205 Balmoral Drive
Suite 101 
Huntsville, AL 35801
Main 1-800-288-5851
Fax 1-888-266-6336


Birmingham, AL 
(205) 746-5626(LOAN)
Huntsville, AL
(256) 532-3130
Tuscaloosa, AL

(205) 755-3100


Tampa, FL 
(813) 753-5626(LOAN)


Bowling Green, KY 
(270) 938-5626 (LOAN)


Chattanooga, TN 
(423) 954-3090 
Nashville, TN 

(615) 373-0404


Atlanta, GA 
(678) 938-5626(LOAN)