Conventional, FHA, VA Loans – New South Mortgage

Will Worthington’s special Mortgage Team at TMM and New South Mortgage offers a variety of mortgage loans to meet your needs. Listed below are some of the loan programs offered that may interest you:

  • Fixed Rate, Fixed Term, Conventional Mortgage loans, 10, 15, 20, 25, 30 years. Max. Loan $417,000. Rate and term never change for the life of loan
  • Adjustable Rate Mortgages, 5/1, 7/1 Libor Initial rate is fixed for either 5 or 7 years, based on a 30 year amortization. After the initial fixed period, rate adjusts annually up or down, based on the Libor index plus a margin. Has max adjustable caps.
  • FHA and VA Insured Mortgages. Max loan varies depending on the Metro Statistical Area (MSA) where the property is located.
  • Construction Loans – We provide the permanent take out and one of our select bank partners provides the interim construction financing. Call us before you start!
  • JUMBO Mortgages– for loans greater than $417,000. Call for details but, YES, we have them.
  • Condos– whether a second home, rental, or for the college bound student …
  • Home Equity Conversion Mortgage (HECM)commonly referred to as a Reverse Mortgage. Available to seniors over the age of 62. Insured by FHA. Extinguish your current mortgage to eliminate any current house payments.Proceeds can be used to:
    1. Purchase a new home
    2. Provide a monthly, tax-free, income
    3. Line of Credit for emergencies and home improvements
    4. Lump sum payment
    5. Combination of any of the above

Loans Made Easy

Looking for a conventional mortgage loan or a specialty mortgage loan doesn’t have to be complicated. The experienced team at New South Mortgage makes the process easy for you. Call today at 1-800-288-5851!

Minimal income and credit documentation with details are required to tailor to the individual need upon request.

We don’t want you to miss out on these great mortgage rates.

○ 15 yr fixed rate VA 2.75% -3.00% APR
○ 30 yr VA 3.50% – 3.625% APR
○ 15 yr Conventional 2.99% – 3.25% APR
○ 20 yr Conventional 3.75% APR
○ 30 yr Conventional 3.875% – 3.99% APR

Rates subject to change, based on loan amounts of $185,000 and up, purchase or no cash out refinance, credit score 740 or better. On refinances, APR may be different depending on financed closing costs.

Call 1-800-288-5851 or chat for details now.


Birmingham, AL 
(205) 746-5626(LOAN)
Huntsville, AL
(256) 532-3130
Tuscaloosa, AL

(205) 755-3100


Tampa, FL 
(813) 753-5626(LOAN)


Bowling Green, KY 
(270) 938-5626 (LOAN)


Chattanooga, TN 
(423) 954-3090 
Nashville, TN 

(615) 373-0404


Atlanta, GA 
(678) 938-5626(LOAN)


4205 Balmoral Drive
Suite 101 
Huntsville, AL 35801
Main 1-800-288-5851
Fax 1-888-266-6336
Equal Housing Lender Logo
Consult your Tax Advisor. Call 1800-288-5851 for details
Florida State License: MLD1391